Finance is a topic that most people, even those with little to no interest in the subject, have at least some knowledge of.

From personal finance and investing advice to business tips for success, there are many books out there on how you can better

your life by spending less and saving more.

We live in a world where money is the king, and how we manage our finances today impacts our future economic well-being.

As we love to make money from paid surveys online, finance is a relevant topic.

Sometimes, the lack of information or knowledge combined with the wrong advice can be devastating.

Read this list of 10 best finance books every survey taker needs to read if you’re looking for new ideas on managing money or want

a few good reads.

Without more delay, this is our list.

The Best Finance Books for Beginners

Each of these books impacts your financial success as a paid survey taker, from Whether you want to increase your wealth to

understanding what building wealth entails.

The financial success of any individual hinges on the quality, quantity, and equity he or she accumulates over time.

Learning how to achieve these three things will help you grow your wealth with every passing year!

Whether you are looking to increase your wealth or want a better understanding of what building it entails, these books will help.

The Richest Man in Babylon by George S. Clason

The Richest Man in Babylon, based on “Babylonian parables”, has been hailed as the greatest of all inspirational works on the

subject of thrift, financial planning, and personal wealth.

 In simple language, these fascinating and informative stories set you on a sure path to prosperity and its accompanying joys. 

A celebrated bestseller, it offers an understanding and a solution to your financial problem. Revealed inside are the secrets to

acquiring money, keeping money, making money, earn more money.

Your Money or Your Life by Vicki Robin and Joe Dominguez

Your Money or Your Life offers a comprehensive guide to taking control of your money by changing your relationship with it.

You’ll learn how to develop more mindful money habits to help you get out of debt and save more money.

Probably the biggest takeaway for me from this book was the concept of figuring out how much time you have to give up by

working to buy the things you want.

Understanding the trade-off between how much work is required to afford different things had a huge impact on my financial

decisions.

The Millionaire Next Door by Thomas J. Stanley

The bestselling The Millionaire Next Door identifies seven common traits that show up again and again among those who have

accumulated wealth. 

Most of the truly wealthy in this country don’t live in Beverly Hills or on Park Avenue-they live next door. 

This new edition, the first since 1998, includes a new foreword for the twenty-first century by Dr. Thomas J. Stanley.

I Will Teach You to Be Rich by Ramit Sethi

If you’re looking for a straight-up how-to guide on the basics of money management, look no further than I Will Teach You to Be

Rich.

With everything from scripts to negotiating with lenders to guidance on what bank account to use, this book is filled with practical

tips and advice on saving and making more money.

Where this book differs from others is in its unapologetic approach to spending according to your priorities.

There’s no shame in buying that daily latte if it makes you happy. But that’s conditioned on it being a conscious choice.

You’ll determine what constitutes your “rich life” and learn how to set up a “Conscious Spending Plan” so you can spend money on

the things that make you happy by ruthlessly cutting out the things that don’t.

This book is filled with actionable advice, helpful money lessons, and simple steps to improve your overall relationship with money.

Total Money Makeover by Dave Ramsey

New York Times bestseller! More than five million copies sold!

You CAN take control of your money. Build up your money muscles with America’s favorite finance coach.

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. 

There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover: Classic Edition.

By now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a

penny in your pocket. 

Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan

for completely making over your money habits. 

And it’s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you’ll be able to: 

• Design a sure-fire plan for paying off all debt—meaning cars, houses, everything
• Recognize the 10 most dangerous money myths (these will kill you)
• Secure a big, fat nest egg for emergencies and retirement!

Includes new, expanded “Dave Rants” sidebars tackle marriage conflict, college debt, and more. All-new forms and back-of-the-

book resources to make Total Money Makeover a reality.

Dive deeper into Dave’s game plan with The Total Money Makeover Workbook: Classic Edition. The Total Money Makeover:

Classic Edition is also available in Spanish, transformación total de su dinero.

The Simple Path to Wealth by J.L. Collins

“In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is

the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement, and the tools to forge your way

through with confidence.

 You’ll never find a wiser advisor with a bigger heart.” — Malachi Rempen: Filmmaker, cartoonist, author, and self-described

ruffian

This book grew out of a series of letters to my daughter concerning various things—mostly about money and investing—she was

not yet quite ready to hear.

Since money is the single most powerful tool we have for navigating this complex world we’ve created, understanding it is critical.

“But Dad,” she once said, “I know money is important.

 I just don’t want to spend my life thinking about it.” 

This was eye-opening. I love this stuff. But most people have better things to do with their precious time.

 Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run.

Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. 

The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more

expensive for us, and we are forced into their waiting arms.

Here’s an important truth: Complex investments exist only to profit from those who create and sell them.

 Not only are they more costly to the investor, but they are also less effective.

The simple approach I created for her and present now to you is not only easy to understand and implement, but it is also more

powerful than any other.

Set for Life by Scott Trench

Learn to build a stable financial foundation that will carry you through times of economic uncertainty.

Set yourself up for life as early as possible, and enjoy life on your terms!

Are you tied to a nine-to-five workweek?

Would you like to “retire” from wage-paying work within ten years? 

Are you in your 20s or 30s and would like to be financially free―the sort of free that ensures you spend the best part of your day

and week, and the best years of your life, doing what you want? 

Set for Life gives young professionals the confidence they need to conquer their financial goals early in life by layering philosophy

with practical knowledge.

Building wealth is always possible, even while working full-time, earning a median income, and making up for negative net worth.

Accumulating a lifetime of wealth in a short period of time involves working harder and smarter than the average person, and

Scott Trench―investor, entrepreneur, and CEO of BiggerPockets.com―demonstrates how to do just that.

Even starting with zero savings, he demonstrates how to work your way to a five-figure income, then to six figures, and finally to

the ultimate goal of financial freedom.

Readers will learn how to:

Save more income (50+ percent of it) while still having fun

Double or triple your income in three to five years

Track your financial progress in order to achieve the greatest results

Build frugal and efficient habits to make the most of your lifestyle

Secure “real” assets and avoid ”false” ones that destroy wealth

And much more!

Rich Dad Poor Dad

It’s been nearly 25 years since Robert Kiyosaki’s Rich first made waves in the Personal Finance arena.

It has since become the #1 Personal Finance book of all time… translated into dozens of languages and sold around the world.

Rich “Dad Poor Dad” is Robert’s story of growing up with “two dads” — his real father and the father of his best friend, his “rich

dad” — and the ways in which both men shaped his thoughts about money and investing. 

The book explains the myth that you need to earn a high income to be rich and the difference between working for money and

having your money work for you.

20 Years… 20/20 Hindsight

In the 20th Anniversary Edition of this classic, Robert offers an update on what we’ve seen over the past 20 years related to

money, investing, and the global economy. Sidebars throughout the book will take readers “fast forward” — from 1997 to today —

as Robert assesses how the principles taught by his rich dad have stood the test of time.

In many ways, the messages of “Rich Dad Poor Dad”, messages that were criticized and challenged two decades ago, are more

meaningful, relevant, and important today than they were 20 years ago.

As always, readers can expect that Robert will be candid, and insightful… and continue to rock more than a few boats in his

retrospective.

Will there be a few surprises? Count on it.

The Big Short

When the crash of the U.S. stock market became public knowledge in the fall of 2008, it was already old news. 

The real crash, the silent crash, had taken place over the previous year, in bizarre feeder markets where the sun doesn’t shine, and

the SEC doesn’t dare or bother, to tread: the bond and real-estate derivatives markets, where geeks invent impenetrable securities

to profit from the misery of lower- and middle-class Americans who can’t pay their debts.

The smart people who understood what was or might be happening were paralyzed by hope and fear; in any case, they weren’t

talking.

The crucial question is this: Who understood the risk inherent in the assumption of ever-rising real-estate prices, a risk

compounded daily by the creation of those arcane, artificial securities loosely based on piles of doubtful mortgages?

Michael Lewis turns the inquiry on its head to create a fresh, character-driven narrative brimming with indignation and dark

humor, a fitting sequel to his number-one best-selling Liar’s Poker.

“Who got it right?” he asks. Who saw the ever-rising real-estate market for the black hole it would become, and eventually made

billions of dollars from that perception? And what qualities of character made those few persist when their peers and colleagues

dismissed them as Chicken Littles?

Out of this handful of unlikely—really unlikely—heroes, Lewis fashions a story as compelling and unusual as any of his earlier

bestsellers, proving yet again that he is the finest and funniest chronicler of our times.

Think and Grow Rich

Think and Grow Rich is the number-one inspirational and motivational classic for individuals who are interested in furthering

their lives and reaching their goals by learning from important figures in history. 

The text read in this audiobook is the original 1937 edition written by Napoleon Hill and inspired by Andrew Carnegie, and while

it has often been reproduced, no updated version has ever been able to compete with the original.

 It has been used as a roadmap to achievement by countless individuals.

The 13 Steps to Riches described in this audiobook offer the shortest dependable philosophy of individual achievement ever

presented for the benefit of the man or woman who is searching for a definite goal in life.

 It comes directly from the experiences of hundreds of America’s most successful men.

Hill interviewed 504 people, including Ford, Wrigley, Wanamaker, Eastman, Rockefeller, Edison, Woolworth, Darrow, Burbank,

Morgan, Firestone, and three United States presidents.

The process of conducting these interviews required an investment of 20 years of Napoleon Hill’s life.

This audiobook will guide many to success and has sold millions of printed copies for nearly three-quarters of a century.

Yes, one can gather from the title that the starting place for wealth is in a person’s thoughts – and this title is the source for most of

today’s motivational speakers.

So why not go back to the original source?

Final Thoughts

If you’re looking to increase your financial literacy, these 5 will give you the foundation any beginner needs.

From adjusting your money mindset and your expectations to practical tips for taking action, these books will help you take

control of your finances and start you down the path to financial independence.

References

Top Finance Books Everyone Needs To Read 

The 7 Best Finance Books for Beginners to Read in 2021

 the Moneyharmony Quiz!